Short-term medical options

Scott McEvoy, Licensed Insurance Agent HealthMarkets Insurance Agency • May 4, 2026

Short-term coverage may be an option for college students who are home for the summer, working temporary jobs, or who may experience a gap in coverage if they are no longer enrolled in a school-sponsored health plan.

A pair of hands holds a white, open-top container filled with vibrant orange and purple flower buds.

Sometimes the path from point A to point B isn’t straight. There’s usually a little diversion somewhere along the way. With health insurance, that diversion can typically be easily navigated. One of the tools in my toolbox to help with navigating a zig or zag when it comes to medical coverage is a short-term limited duration insurance policy.


Short-term coverage may be an option for college students who are home for the summer, working temporary jobs, or who may experience a gap in coverage if they are no longer enrolled in a school-sponosered health plan. It may also be an option for people who have left their employment and are experiencing a temporary (or short) gap in health coverage. Short-term coverage can help during that in-between time.


Short-term coverage may also be good option for people who may be traveling within the United States and are looking for temporary health coverage for a short period of time.


What short-term coverage offers, in addition to support during a transitional time, is added flexibility. It can help individuals feel more prepared while they navigate a temporary gap in coverage and evaluate their next health insurance option.


If you think you might have a short-term coverage need, give me a call and we can sit down together to review your individual situation. As always, my guidance is available at no cost to you.


HealthMarkets Insurance Agency is located at 9551 Vista Way in Garfield Hts. To reach Scott McEvoy or a member of his team, call 216-815-1850. Virtual, phone and office appointments are available. 


HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. Agents may be compensated based on enrollment. No obligation to enroll. 53165-HM-0426


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