Navigating the world of Medicaid

S eniors and their families often come to me for help with navigating the complex issue of Medicaid eligibility and how to best protect their assets in the long term.

Confusion and mistakes regarding enrollment applications can cause penalties or gaps in coverage. When issues like trusts or long-term care planning come into play, making smart choices quickly becomes more complicated.

When a family member moves into a senior care facility, there is often someone on staff to help guide them. However, they aren’t really qualified to handle the legal nuances of elder law, especially as rules and county processes continue to change.

I work with clients to develop a Medicaid strategy well before the funds run out. If you get to that point and need to start private pay, your options become limited. Acting as legal advocate, I identify the things they should be paying off and paying down.

For more than 20 years, I’ve helped clients every step of the way, proactively preventing costly missteps like improper spending or incomplete paperwork. 

From gathering documentation to submitting applications, making phone calls, following up with the agencies and even handling any appeals, we guide clients through every step of the process. They tell us we take the stress away.

People often think hiring an attorney to help would be expensive, but it’s actually the opposite. This is a penny-wise and pound-foolish situation.

Our goal is asset maximization, reducing anxiety and uncertainty while making sure each client receives the long-term care benefits they are entitled to.

The sooner you start planning, the more control you have and the better your outcomes. Give me a call and we can customize a unique strategy for you.

Margaret T. Karl, Attorney at Law is located at 25800 North Depot Street, Suite 102, in Olmsted Falls. Call 440-782-5051 or visit OlmstedOhioLaw.com for more information.