What happens if you get injured?

Life can take an unexpected turn at any time, and may be unsettling if you’re the primary breadwinner. In the event your are unable to work, how would you manage your expenses?

Managing regular expenses and medical bills can be challenging without a steady income.

Disability insurance can help provide a financial safety net if an illness or injury prevents you from working, potentially replacing a portion of your income. 

This coverage can be very helpful for covering expenses and maintaining financial stability.

Putting a plan in place to cover a portion of your income when you can’t work, helping you pay for essentials like a mortgage, utilities and groceries, can make good sense. If you’re the primary breadwinner, disability insurance helps to ensure you can continue to meet your family’s needs if you’re unable to work.

Coverage options with disability insurance can include both workplace-related and non-workplace-related injuries, and there are different policy terms available, including short-term for a limited period or long-term for an extended duration. 

If you have dependents, a pre-existing condition, or a high-risk occupation, disability insurance might be a good fit.

As always, my guidance is available at no cost to you.

HealthMarkets Insurance Agency is located at 9551 Vista Way in Garfield Hts. To reach Scott McEvoy or a member of his team, call 216-815-1850. Virtual, phone and office appointments are available. Scott is part of the HealthCare.Gov 2025 Elite Circle of Champions. 1Source: Geo BCBS

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. Agents may be compensated based on enrollment. No obligation to enroll. 52274-HM-0625