Hearing health coverage

While November is usually all about preparing for the upcoming holiday season, it is also a time for deciding on a healthcare plan for next year. And while insurance isn’t exactly the most fun part of the month, it is so important—even if choosing a plan can feel so overwhelming. 

Sarah Curtis Au.D., audiologist and founder of Sounds of Life Hearing Center, can help those with hearing loss navigate the confusion by pinpointing useful and profitable coverage options. 

Undoubtedly, health care is not always completely covered. Which is why health savings accounts and flex spending accounts are like financial bonuses, setting aside pre-taxed funds for out-of-pocket expenses insurance companies won’t fully cover, like hearing aids. Even though these two options are very similar, they operate differently in terms of access and requirements. For example, HSAs are linked to high deductibles but are owned by the individual, who can keep the account regardless of employment. FSAs do not require a high detectable but are owned by an employer and money doesn’t roll over every year.

Another piece of advice is to not be oversold by fringe benefits. They might sound like a deal but ultimately aren’t worth it, working within a narrow network of providers and restricted to specific products. 

Instead, consider calling an audiologist that is preferred, even if they are out-of-network. Some providers, like those at Sounds of Life Hearing Center, are willing to work with patients to ensure they get the best care possible, regardless of what their insurance plans say. 

The most important takeaway from all of this is that even though health insurance seems like a beast, it is one that can be tamed. The team at Sounds of Life Hearing Center knows that excellent hearing health doesn’t have to come at the expense of a plan. When it comes to choosing a plan, sometimes picking up the phone and asking a few questions can make all the difference. 

Sounds of Life Hearing Center is located at 8003 Auburn Road, Suite 4, in Concord Township. For more information and to schedule an appointment, call 440-579-4085 or visit the website SoundsOfLifeHC.com.