Understanding Medicare

Turning 65 is a milestone that can bring with it many feelings, including fear. Looming decisions about Medicare doesn’t have to be one of them. 

Suzy Beatrice, founder of BHR Solutions, provides the education and knowledge necessary to make Medicare decisions that fit your individual health and financial needs. 

“Medicare is a federally managed health care benefit for anyone turning 65 and anyone with a qualifying disability, even if they are not yet 65,” says Suzy. “If you’re turning 65, you can enroll from three months before your birth month until three months after without penalty.” Different enrollment rules may apply to those continuing to work on or beyond age 65.

Suzy advises on enrollment rules, how to avoid penalties for not enrolling, guidance on choosing a plan, and consults with anyone already on Medicare looking for help understanding current benefits.

“I have extensive experience with employee benefits from more than 30 years working in HR,” says Suzy. “This includes health care. I know how insurance works. I am a licensed insurance agent, and I became certified for Medicare for the first time in 2019.”

BHR Solutions services are offered at no cost to you. Suzy is paid by the companies she represents. 

Betty, a BHR Solutions client, sought Suzy’s help to lower the cost of her prescription drugs. 

“Dealing with the separate carriers and trying to get information was time-consuming, confusing, and I was paying a lot of money out-of-pocket,” says Betty. “Suzy was patient, honest, and very knowledgeable about all of the available plans.”

Suzy gathered Betty’s information, reviewed Betty’s needs then presented alternative plan solutions. 

“Unless you go through it, you have no idea how stressful it is to research plans, meet deadlines and then pick the right plan,” says Betty. “Suzy makes it easy and even pleasant to get through—I saved both time and money. Suzy is trustworthy and knowledgeable and was able to provide me with guidance to streamline my plans and helped to manage ongoing expenses.”

Suzy will help you make the right Medicare plan choices, even if you don’t enroll with her. 

“Everyone’s situation is different,” says Suzy. “Let’s discuss your individual needs and get you on the best plan for you.”

To request a no-cost consultation, call BHR Solutions at 216-702-1484, visit BHRSolutionsLLC.com or email suzy@bhrsolutions.com.