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Articles Showing articles related to: Seth Zaremba, Zinc Insurance

While the rest of the insurance industry is content to take it slow, Zinc Insurance embraces the idea of rapid and responsive service

When I founded Zinc Insurance, I didn’t dive into the business with a desire to conform to the traditional model of what an insurance company should look like. You know, the old house on the corner of a busy intersection with a sign out front, closed blinds and sometimes a car in the drive. I never sat idly by in a small office waiting...

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Is your basement protected from water back-up?

There’s a difference between basement water back-up coverage and flood insurance. If you live in a flood zone, you have likely secured proper coverage per your lender. But whether you live in an area prone to flooding or not, water back-up can happen to anyone. For about $80 per year, you can be protected with $5,000 of coverage if...

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An umbrella policy protects your wealth

Here’s the scenario: You have a car accident and you’re at fault. Several other drivers are involved and their vehicles are significantly damaged. You suffer injuries, they suffer injuries, and everyone, including you, is looking to your insurance company to pay up. Your limit of liability tops out at $250,000, but the claims go...

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Premium vs. Commission: It’s no contest

How exactly do insurance agents make money? The answer is simple: commission. So is commission part of the price you pay? A number of factors determine cost, but your agent’s commission isn’t one of them. Keep in mind, when you shop for a lower rate, you’ll get a different quality coverage. Pay attention to how a less...

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Spoiler alert on insurance claims

Many people are afraid to use their insurance because they think their rates will skyrocket. Others lean on their policy often, like a crutch. What both groups of people have in common is they’re probably not leaning on their insurance agent to help them decide if they should submit a claim—or not. Because we’re on the...

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