Healthcare Help

Healthcare Help Ginny Office 1
Healthcare Help Road View
Healthcare Help Ginny Watson  Office
Healthcare Help Walking With Watson 1

“Your one-stop-shop for all your healthcare needs” “Medicare & more”


Health insurance agent Ginny Calvey helps clients navigate the complicated and ever-changing world of insurance and Medicare plans. She founded Healthcare Help to act as an advocate for her clients, finding the best-fit plans for their individual needs.

As an independent licensed certified broker of all the national carriers, Ginny is not beholden to only sell people a certain brand. Some of the major brands she carries includes:

• Aetna

• Anthem Blue Cross Blue Shield

• Ambetter

• Ameritas Dental

• Cigna

• CSI Life

• Delta Dental

• Devoted Health

• Envision

• Humana

• Liberty Bankers

• Medical Mutual of Ohio

• Medico

• Molina

• Mutual of Omaha

• Oscar

• Petersen

• Physicians Mutual

• Pivot Health

• SilverScript

• Summa

• United Healthcare

• UHOne

• WellCare

Cutting through the alphabet soup

There are a bevy of confusing and contradictory plans and parts involved in Medicare Advantage Plans and Medicare supplements. In fact, Ginny calls it alphabet soup. She crafts a strategy for each person to get the most bang for their health insurance dollar, including selecting plans for dental insurance, vision insurance, prescription drugs and long- and short-term disability insurance.

Timing is another huge consideration. Often she works with clients who have made past mistakes, such as enrolling too early or too late for Medicare, and being penalized for it.

As a full-service agent, she also offers travel insurance and travel medical insurance to cover all the “what-ifs” that could happen to clients vacationing outside the country.

And to complete planning for a client’s financial picture of health, she offers annuities, a safe method of taking their money out of the market, and still earning money, without penalties for withdrawals.