Stop experiencing market loss

By Ken McEntee

Because of market volatility and confusing media stories, many people are unsure of what to do with their retirement money, laments Brody Fiesler, who, with his dad, Bill, owns Annuity & Estate Planning Concepts LLC.

“All too often, people are inactive or reactive instead of being proactive when it comes to their money,” Brody says. “With the right annuity, you can stop experiencing market loss, create needed income and still leave a legacy for your loved ones while never going through probate.”

Below, William and Brody explain more.

Q: How can I participate in market gains without experiencing market loss?
A: Indexed annuities allow you to capture the gains when the market is up, but not experience any loss. When the market is down, your principal will remain the same with the gains added on top. Your money will grow and plateau, but never dip.

Q: How do the insurance companies do this?
A: Insurance companies have a pre-designed platform or growth allocations to choose from while giving the client a contractual guarantee to not experience market loss. Each year you have an opportunity to change your strategies for the year ahead.

Q: Can I ensure a fixed rate of return on my money?
A: Yes. You can park your money in a fixed account during uncertain times. You can even elect to have an income guarantee added to your contract, which gives you a guaranteed rate of return.

You can get more information by scheduling a conversation with Bill and Brody by calling 216-503-1779. Annuity & Estate Planning Concepts LLC is located at Corporate Plaza One, Suite 160, 6450 Rockside Woods Blvd. South, in Independence.